
Covarage Enterprise
Employee benefits for your whole group, priced on an open book.
You pay what our suppliers charge, at cost, a fixed fee to set up and test, and one monthly service fee for each employee.
Covarage keeps the records and does the admin. Advice, quotations and cover come from licensed intermediaries and insurers.
What your group gets
Every company and office
Each company and office set up with its own policies, its people and their dependants, on one platform.
Connected to your HR system
We connect Covarage to your HR system during implementation, or load your staff lists, so joiners and leavers reach their cover.
A line for your staff
Your staff call or WhatsApp a dedicated number. An AI agent helps them use the platform and hands them to our team when they need a person. It never gives insurance advice.
Your own branding
Your name, logo and colours, on your own web address, with emails sent from your own domain.
Single sign-on
Your people sign in through your own identity provider, such as Microsoft Entra ID.
Hosting of your choice
Our cloud in Singapore, a private instance for your group alone, or your own servers.
Tested before go-live
Full testing, and an independent penetration test scoped with your IT team.
The certifications you need
Any certification your group requires of us, obtained for you at cost.

Priced on an open book
Supplier costs, at cost
Hosting, messaging, the penetration test and certifications, passed to you at what they cost us, with no mark-up.
Implementation and testing
A fixed fee for setting up your group and testing it, agreed before work starts.
A monthly service fee
One fee for each employee on the platform, each month.
Quoted for your group.
For each team that signs off
HR
Every employee's cover and their dependants', across the group, kept current as people join and leave.
Procurement
Supplier costs at cost, fixed fees for implementation and testing, and one monthly fee per employee. Nothing in between.
IT
Single sign-on, hosting of your choice, an independent penetration test, and a written technical overview for your review.
Read about security →How we start
- 1
A discovery session
We learn how your group's benefits run today, and what your IT team will need.
- 2
A technical overview and a quote
A written overview for your IT team to review, and an open-book quote.
- 3
Implementation
We set up each company and office, connect your HR system or load your staff lists, set up sign-in, and test it all before go-live.
Ready to talk about your group?
Book a discovery session