Emerging Risks 2027 · Singapore Edition
Emerging Risks 2027: what Singapore businesses face next year.
Covarage is speaking with founders, owners and senior business leaders across Singapore about the decisions, surprises and risks that have shaped how they work. We also ask what they see coming in 2027. The report publishes in January 2027.
What we ask
We start with the story: something you did not see coming, what it cost and what you changed afterwards. Then we ask what you see ahead in 2027. The gap between what concerns a business and what it has done about it is the finding.
Ten prompts for the conversation
Use one as a starting point, or tell us about something else that changed how you run your business. Each links to what we have already published on it.
- 1
Cyber attacks and data breaches
Unpatched software and your cyber policy · Software supply-chain attacks
- 2
AI-enabled fraud and deepfakes
Deepfake funds-transfer fraud · The scam wave reaches the company account
- 3
AI in how you work
AI-generated content and copyright · When your AI agent goes rogue · When your chatbot lies
- 4
Personal data
- 5
Supply-chain disruption
Supply-chain disruption and contingent business interruption
- 6
Climate and flood
- 7
Heat and workplace injury
Heat stress and the WSH framework · Platform and gig workers
- 8
Fire and new equipment
- 9
- 10
Directors and governance
- +
Something not on this list
A contract clause. The wrong hire. A key person leaving. A decision that saved money and cost more later. If it changed how you run your business, bring that story.
How the report is made
Interviews with owners, general managers, and heads of operations and HR at Singapore businesses, conducted by Covarage's founder. Findings are reported in aggregate; no business is named without its permission. Insurance brokers write the commentary on what cover responds to each risk.
Emerging Risks 2027: Singapore Edition. Published by Covarage, January 2027.