Add family cover to an employee benefits policy

The employee asks

1. On My Cover, find Your family on the policy and choose Add spouse or child.
2. Give the Relationship, their full name, NRIC or FIN, date of birth, gender, nationality, country of residence and the day cover should start under Cover from: within 30 days of a marriage, a birth or your joining, or at the policy's yearly enrolment month.
3. Attach the Proof of relationship and choose Send for approval (or Agree and send, where the company recovers the cost through payroll).

The company approves

The request shows in Needs you on Home. An Owner or Admin chooses Approve, and the broker asks the insurer; or Decline, with a Reason the employee reads.

Good to know

• The policy must let family join; the setting is the insurer's, shown under Family cover on the policy's page.
• Covarage never handles the money, and the insurer's health questions come to the employee from the broker.
• Where the company pays through payroll, each employee's written agreement is needed, and they can withdraw it at any time before a deduction.